To speak with a licensed insurance agent, call (559) 343-2333 (TTY 711, M-F 9am-5pm) or email rolando@aya-associates.biz
AYA & Associates Senior Benefits Advisors

Health and Medicare Tips for Seniors

(559) 343-2333 // rolando@aya-associates.biz

Medicare Advantage Prior Authorizations: What You Need to Know

If you are enrolled in a Medicare Advantage plan, you may have encountered the term prior authorization. While it may sound complicated, understanding how prior authorizations work is essential to avoiding unexpected delays or costs in your healthcare.

Does Medicare Cover Long-Term Care?

Many retirees are surprised to learn that Medicare does not fully cover long-term care. Understanding what is and isn’t covered can help you plan for potential future expenses and make important retirement planning decisions.

Medicare for Snowbirds and Frequent Travelers: Think Before You Enroll

Before enrolling in a Medicare plan, think about where you spend your time, which doctors you want to see, and how often you travel.

When Does It Make Sense to Switch Medicare Plans?

Before making a switch during an eligible enrollment period, review your doctors, medications, travel needs, and long-term health outlook. Then, give us a call to discuss your options.

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Friendly, licensed professionals are available to answer all of your questions at no cost to you. Call (559) 343-2333 or complete the form below and we’d be happy to reach out to you.


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